A Loan Against Property (LAP) is a secured loan where you can leverage your residential or commercial property to access high-value funds for business expansion, education, medical emergencies, or personal needs. By pledging your property as collateral, you get a larger loan amount at lower interest rates compared to unsecured loans.
At Enhancer Fincorp, we offer flexible and transparent loan solutions with quick approvals and customized repayment options to help you make the most of your property’s value.
At Enhancer Fincorp, we help you unlock your property’s potential for financial stability. Apply today and get the funds you need!
Apply NowOur LAP solutions are designed to provide financial stability and growth opportunities for businesses of all sizes.
Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.
At Enhancer Fincorp, we make Loan Against Property accessible to both salaried and self-employed individuals.
Age-Minimum 21 years (for salaried) and 25 years (for
self-employed);
Maximum age at loan maturity 65 years.
Employment Stability-2 years of employment for
salaried individuals;
3 years of business continuity for
self-employed professionals.
Property Ownership – The property must be owned and free of legal disputes.
Minimum Income-₹25,000 per month (salaried) or ₹3,00,000 per annum (self-employed).
Credit Score -A good CIBIL score as per bank/NBFC requirements.
The following documents are required along with your Personal Loan application:
Enhancer Fincorp provide you hassel free and No hidden charges
Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges
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Both residential and commercial properties can be pledged for a Loan Against Property. The property should be legally owned and free from disputes.
You can avail of up to 70% of your property’s market value, depending on income, creditworthiness, and lender policies.
Yes! You retain ownership and can continue using your property while repaying the loan.
With Enhancer Fincorp, approvals are quick and seamless, with funds disbursed within 5-7 working days, subject to verification.
Get quote easily just fill the below form and our one agent will contact you in 24 hours.