Welcome To Enhancer Group

About LAP

A Loan Against Property (LAP) is a secured loan where you can leverage your residential or commercial property to access high-value funds for business expansion, education, medical emergencies, or personal needs. By pledging your property as collateral, you get a larger loan amount at lower interest rates compared to unsecured loans.

At Enhancer Fincorp, we offer flexible and transparent loan solutions with quick approvals and customized repayment options to help you make the most of your property’s value.

Why Choose Enhancer Fincorp?

  • High Loan Amount
  • Lower Interest Rates
  • Flexible Repayment
  • Quick Processing
  • Retain Property Ownership
  • Use for Any Purpose
  • Transparent Terms

At Enhancer Fincorp, we help you unlock your property’s potential for financial stability. Apply today and get the funds you need!

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Features and Benefits of Busines loan

Our LAP solutions are designed to provide financial stability and growth opportunities for businesses of all sizes.

Faster Loan

Talk to our consultants regarding loans provided by leading private banks, government banks and finance companies and give your dreams a kick start.

Choose your amount

Higher loan eligibility, as income of both company and promoters may be combined for loan amount calculation.

Enjoy the best rates

Low interest rate, could go as low as subject to profile of the customer and banks policy and sanction criteria.

Decide your tenure

Longer tenure of loan for easy repayment. Maximum tenure of upto bank policy and sanction criteria.

Eligibility Criteria for Loan

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

At Enhancer Fincorp, we make Loan Against Property accessible to both salaried and self-employed individuals.

Eligibility Requirements

Age-Minimum 21 years (for salaried) and 25 years (for self-employed);
Maximum age at loan maturity 65 years.

Employment Stability-2 years of employment for salaried individuals;
3 years of business continuity for self-employed professionals.

Property Ownership – The property must be owned and free of legal disputes.

Minimum Income-₹25,000 per month (salaried) or ₹3,00,000 per annum (self-employed).

Credit Score -A good CIBIL score as per bank/NBFC requirements.

Check Eligibility Apply For Loan

Documentation

The following documents are required along with your Personal Loan application:

  • Personal Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Business Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement of previous 3 months (Passbook of previous 6 months)
  • Latest salary slip/current dated salary certificate with the latest Form 16

Fees and charges

Enhancer Fincorp provide you hassel free and No hidden charges

  • Types of fees

    Charges applicable

  • Rate of interest
    Up to Bank
  • Processing fees
    Up to Bank
  • Loan statement charges
    Nil
  • Interest & principle statement charges
    Nil
  • EMI bounce charges
    Up to Bank
  • Secure fee
    NA

Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges

Apply For Loan

Frequently Asked Questions

We are almost ready with your Frequently Asked Questions. Already we answered all question please check below.

Both residential and commercial properties can be pledged for a Loan Against Property. The property should be legally owned and free from disputes.

You can avail of up to 70% of your property’s market value, depending on income, creditworthiness, and lender policies.

Yes! You retain ownership and can continue using your property while repaying the loan.

With Enhancer Fincorp, approvals are quick and seamless, with funds disbursed within 5-7 working days, subject to verification.

Get A Quote

Get quote easily just fill the below form and our one agent will contact you in 24 hours.

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